Billings, MT residents: know your rights against National Credit Systems. Montana residents: check your state's statute of limitations and wage garnishment protections before paying any debt collector.
Common National Credit Systems Violations
Misrepresenting security deposit deductions
Failing to provide validation within 30 days
Adding collection fees not authorized by original agreement
Dispute Tips for Billings Residents
NCS primarily collects apartment/rental debts — challenge security deposit math
Request the original lease and move-out inspection report
Many landlord charges for 'normal wear and tear' are invalid