Pinnacle Financial Management Medical Debt in Cincinnati, OH
Pinnacle Financial Management is collecting medical debt in Cincinnati. Average: $2,459. Ohio SOL: 6 years. Garnishment: 25% of disposable earnings.
Known Pinnacle Financial Management Violations
- • Unlicensed collection activity in certain states
- • Failing to provide required state disclosures
- • Misrepresenting legal options available to consumer
Dispute Strategies
- • Request itemized bill with CPT codes
- • Check for No Surprises Act violations
- • Apply for hospital financial assistance
- • Dispute errors line by line
- • Negotiate — hospitals accept 40-60% routinely
Tips
- • Verify Pinnacle is licensed to collect in your state — many states require it
- • Unlicensed collection is a violation that can void the entire debt
- • File a complaint with your state's banking or financial regulator
- • ALWAYS get an itemized bill before paying
- • Nonprofit hospitals must offer financial assistance
- • Medical debt has 365-day credit reporting grace period