Radius Global Solutions Auto Loan Debt in Des Moines, IA
Radius Global Solutions is collecting auto loan debt in Des Moines. Average: $23,792. Iowa SOL: 5 years. Garnishment: 25% of disposable earnings.
Known Radius Global Solutions Violations
- • TCPA violations through auto-dialed calls to cell phones
- • Reporting disputed debts without investigation
- • Continuing calls after cease-and-desist
Dispute Strategies
- • Challenge deficiency balance after repossession
- • Verify the sale was commercially reasonable (UCC requirement)
- • Dispute if proper repossession notice wasn't given
- • Check for state-specific redemption rights
- • Validate any collection attempts under FDCPA
Tips
- • Radius collects for healthcare and financial services — verify original balances
- • Send cease-and-desist via certified mail and keep the receipt
- • TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit
- • Lenders must sell repossessed vehicles at commercially reasonable price
- • Many states require advance notice before repossession
- • Deficiency balance collectors must validate under FDCPA