Cavalry SPV Phone & Telecom Debt in Detroit, MI

Cavalry SPV is collecting phone & telecom debt in Detroit. Average: $500. Michigan SOL: 6 years. Garnishment: 25% of disposable earnings.

Known Cavalry SPV Violations

  • • Filing lawsuits without proper documentation
  • • Misrepresenting amount owed due to added fees
  • • Failing to dismiss cases when debt is validated as incorrect

Dispute Strategies

  • • File FCC complaint for billing disputes
  • • Challenge early termination fees
  • • Dispute equipment charges with proof of return
  • • Validate collection amounts under FDCPA
  • • File state AG complaint for deceptive practices

Tips

  • • Cavalry is a special purpose vehicle — demand proof of debt purchase
  • • Always answer lawsuits — default judgments are hard to overturn
  • • Request dismissal with prejudice if they can't produce documentation
  • • Keep return receipts for ALL equipment
  • • FCC complaints get fast responses from carriers
  • • ETFs may be unenforceable if terms changed mid-contract