AFNI Inc Phone & Telecom Debt in Fargo, ND
AFNI Inc is collecting phone & telecom debt in Fargo. Average: $500. North Dakota SOL: 6 years. Garnishment: 25% of disposable earnings.
Known AFNI Inc Violations
- • Robocalling without consent
- • Collecting debts already paid to original creditor
- • Inaccurate reporting of debt amounts
Dispute Strategies
- • File FCC complaint for billing disputes
- • Challenge early termination fees
- • Dispute equipment charges with proof of return
- • Validate collection amounts under FDCPA
- • File state AG complaint for deceptive practices
Tips
- • AFNI primarily collects T-Mobile and Sprint debts — get final account statements
- • Dispute equipment charges if you returned devices with proof
- • File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call
- • Keep return receipts for ALL equipment
- • FCC complaints get fast responses from carriers
- • ETFs may be unenforceable if terms changed mid-contract