CompuCredit Holdings Rent & Lease Debt in Grand Rapids, MI

CompuCredit Holdings is collecting rent & lease debt in Grand Rapids. Average: $3,200. Michigan SOL: 6 years. Garnishment: 25% of disposable earnings.

Known CompuCredit Holdings Violations

  • Hidden fees in subprime credit card agreements
  • Misrepresenting credit card terms
  • Deceptive marketing of credit products

Dispute Strategies

  • Document property condition at move-in/move-out
  • Challenge security deposit deductions with photos
  • Dispute excessive lease break fees
  • Verify landlord followed state notice requirements
  • Challenge any charges beyond normal wear and tear

Tips

  • CompuCredit was sued by FTC for deceptive practices — use this history in disputes
  • Review original card terms for hidden fee disclosures
  • Challenge any fees not clearly disclosed in the original agreement
  • Take timestamped photos at move-in AND move-out
  • Most states require security deposit return within 14-30 days
  • Landlords can't charge for normal wear and tear