Unifin Inc Rent & Lease Debt in Kansas City, MO

Unifin Inc is collecting rent & lease debt in Kansas City. Average: $3,200. Missouri SOL: 5 years. Garnishment: 25% of disposable earnings or 10% of wages (greater protection).

Known Unifin Inc Violations

  • Misrepresenting legal status of debt
  • Failing to cease collection upon written request
  • Inaccurate credit reporting

Dispute Strategies

  • Document property condition at move-in/move-out
  • Challenge security deposit deductions with photos
  • Dispute excessive lease break fees
  • Verify landlord followed state notice requirements
  • Challenge any charges beyond normal wear and tear

Tips

  • Unifin collects medical and commercial debts — verify billing codes
  • Always communicate in writing to create a paper trail
  • Request proof of their authorization to collect from the original creditor
  • Take timestamped photos at move-in AND move-out
  • Most states require security deposit return within 14-30 days
  • Landlords can't charge for normal wear and tear