Las Cruces, NM residents: know your rights against Asta Funding. New Mexico residents: check your state's statute of limitations and wage garnishment protections before paying any debt collector.
Common Asta Funding Violations
Purchasing and collecting severely aged debts
Failing to disclose debt buyer status
Adding unauthorized post-charge-off interest
Dispute Tips for Las Cruces Residents
Asta buys very old debts — SOL defense is your strongest tool
Never acknowledge the debt verbally or in writing
If contacted about debt older than 7 years, it shouldn't be on your credit report