Unifin Inc Rent & Lease Debt in Las Cruces, NM
Unifin Inc is collecting rent & lease debt in Las Cruces. Average: $3,200. New Mexico SOL: 6 years. Garnishment: 25% of disposable earnings.
Known Unifin Inc Violations
- • Misrepresenting legal status of debt
- • Failing to cease collection upon written request
- • Inaccurate credit reporting
Dispute Strategies
- • Document property condition at move-in/move-out
- • Challenge security deposit deductions with photos
- • Dispute excessive lease break fees
- • Verify landlord followed state notice requirements
- • Challenge any charges beyond normal wear and tear
Tips
- • Unifin collects medical and commercial debts — verify billing codes
- • Always communicate in writing to create a paper trail
- • Request proof of their authorization to collect from the original creditor
- • Take timestamped photos at move-in AND move-out
- • Most states require security deposit return within 14-30 days
- • Landlords can't charge for normal wear and tear