DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

New Haven/Radius Global Solutions/Rent & Lease Debt/How-To Guides/How to Verify a Debt Under the FDCPA
5 Steps · New Haven, CT

How to Verify a Debt Under the FDCPA

Specifically for Radius Global Solutions collecting rent & lease debt in New Haven, CT

Use FDCPA § 1692g to demand debt validation within 30 days. Force collectors to prove their claims. This guide is tailored to residents of New Haven dealing with Radius Global Solutions, one of the most-complained-about debt collectors for rent & lease debt accounts. In Connecticut, the statute of limitations is 6 years and wage garnishment is capped at 25% of disposable earnings.

6 years

Connecticut SOL on Rent & Lease Debt

$3,200

Average Rent & Lease Debt

25% of disposable earnings

Garnishment Limit

Known Radius Global Solutions Violations

Radius Global Solutions has a documented pattern of FDCPA violations. If any of these happen to you, document them immediately and file a CFPB complaint.

  • TCPA violations through auto-dialed calls to cell phones
  • Reporting disputed debts without investigation
  • Continuing calls after cease-and-desist

Step-by-Step: How to Verify a Debt Under the FDCPA

These steps apply directly to your situation as a New Haven resident dealing with Radius Global Solutions.

1

Act within 30 days of first contact

You must send a validation request within 30 days of the collector's first contact. After 30 days, you lose the automatic right to halt collection, though collectors must still stop if they can't verify.

2

Write the validation letter

Request: exact amount owed, name of original creditor, proof collector is authorized to collect, copy of original agreement. DebtShield generates this letter automatically with the correct legal language.

3

Send certified mail with return receipt

Mail via USPS Certified Mail with Return Receipt. Keep the green card as proof of delivery. The 30-day clock stops when they receive your letter, not when you send it.

4

Wait — they must cease all activity

The collector MUST stop all collection activity — including credit reporting updates and legal action — until they validate. Contacting you during this period is an FDCPA violation.

5

Evaluate the response critically

If they can't validate, the debt is legally unenforceable. If they validate, check for errors: wrong amount, wrong person, time-barred debt, missing original agreement, broken chain of title.

Rent & Lease Debt Dispute Strategies

These strategies are specific to rent & lease debt — the type of debt Radius Global Solutions is collecting from New Haven residents.

  • Document property condition at move-in/move-out
  • Challenge security deposit deductions with photos
  • Dispute excessive lease break fees
  • Verify landlord followed state notice requirements
  • Challenge any charges beyond normal wear and tear

Specific Tips for Dealing with Radius Global Solutions

  • Radius collects for healthcare and financial services — verify original balances
  • Send cease-and-desist via certified mail and keep the receipt
  • TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit

Connecticut Debt Collection Protections

CT Unfair Trade Practices Act (CUTPA) governs debt collection in Connecticut. File complaints with: AG Consumer Protection.

  • CUTPA allows treble damages
  • Strong consumer protection enforcement
Exempt income in Connecticut: Social Security, Unemployment, Workers' comp, Disability, Pension

Key Tips

Many debt buyers lack original documentation — validation letters kill these accounts
Never acknowledge the debt verbally — 'I know I owe that' can restart the SOL
If debt is past your state's SOL, note this in your response even if they validate

Frequently Asked Questions — New Haven Residents

Can Radius Global Solutions garnish my wages in New Haven?

In Connecticut, wage garnishment is limited to 25% of disposable earnings. Income sources protected from garnishment include: Social Security, Unemployment, Workers' comp, Disability, Pension. Radius Global Solutions must first obtain a court judgment before any garnishment can begin.

What is the statute of limitations on rent & lease debt in Connecticut?

The statute of limitations for rent & lease debt in Connecticut is 6 years. After this period expires, Radius Global Solutions cannot win a lawsuit on the debt if you raise the SOL as a defense in your Answer. Never ignore a lawsuit even on time-barred debt.

What violations has Radius Global Solutions committed?

Known violations by Radius Global Solutions include: TCPA violations through auto-dialed calls to cell phones; Reporting disputed debts without investigation; Continuing calls after cease-and-desist. Document any violations immediately and file a complaint at consumerfinance.gov/complaint.

How do I dispute rent & lease debt with Radius Global Solutions in New Haven?

To dispute rent & lease debt with Radius Global Solutions: send a written validation request via certified mail within 30 days of first contact, demand the original creditor name, full chain of assignment, and original signed agreement. Start with: document property condition at move-in/move-out.

Related Resources

New Haven Debt HelpRadius Global Solutions in New HavenRent & Lease Debt · New HavenRadius Global Solutions ViolationsRent & Lease Debt GuideAll How-To Guides

Let DebtShield Handle Radius Global Solutions for You

Skip the paperwork. DebtShield generates legally precise dispute letters, cease-and-desist demands, and validation requests tailored to New Haven laws and Radius Global Solutions's known tactics. Starting at $9.99/month.

Dispute Radius Global Solutions Now — $9.99/mo