CACH LLC Medical Debt in New York City, NY
CACH LLC is collecting medical debt in New York City. Average: $2,459. New York SOL: 6 years. Garnishment: 10% of gross income or 25% of disposable.
Known CACH LLC Violations
- • Mass-filing lawsuits with robo-signed affidavits
- • Collecting on debts with broken chain of title
- • Misrepresenting the current creditor
Dispute Strategies
- • Request itemized bill with CPT codes
- • Check for No Surprises Act violations
- • Apply for hospital financial assistance
- • Dispute errors line by line
- • Negotiate — hospitals accept 40-60% routinely
Tips
- • CACH buys charged-off credit card debt — demand the original agreement
- • Robo-signed affidavits may be invalid — challenge in court
- • If sued, demand they produce a witness with personal knowledge of the debt
- • ALWAYS get an itemized bill before paying
- • Nonprofit hospitals must offer financial assistance
- • Medical debt has 365-day credit reporting grace period