Unifin Inc Phone & Telecom Debt in New York City, NY
Unifin Inc is collecting phone & telecom debt in New York City. Average: $500. New York SOL: 6 years. Garnishment: 10% of gross income or 25% of disposable.
Known Unifin Inc Violations
- • Misrepresenting legal status of debt
- • Failing to cease collection upon written request
- • Inaccurate credit reporting
Dispute Strategies
- • File FCC complaint for billing disputes
- • Challenge early termination fees
- • Dispute equipment charges with proof of return
- • Validate collection amounts under FDCPA
- • File state AG complaint for deceptive practices
Tips
- • Unifin collects medical and commercial debts — verify billing codes
- • Always communicate in writing to create a paper trail
- • Request proof of their authorization to collect from the original creditor
- • Keep return receipts for ALL equipment
- • FCC complaints get fast responses from carriers
- • ETFs may be unenforceable if terms changed mid-contract