Cavalry SPV Phone & Telecom Debt in Newark, NJ
Cavalry SPV is collecting phone & telecom debt in Newark. Average: $500. New Jersey SOL: 6 years. Garnishment: 10% of gross income (if earning <250% FPL).
Known Cavalry SPV Violations
- • Filing lawsuits without proper documentation
- • Misrepresenting amount owed due to added fees
- • Failing to dismiss cases when debt is validated as incorrect
Dispute Strategies
- • File FCC complaint for billing disputes
- • Challenge early termination fees
- • Dispute equipment charges with proof of return
- • Validate collection amounts under FDCPA
- • File state AG complaint for deceptive practices
Tips
- • Cavalry is a special purpose vehicle — demand proof of debt purchase
- • Always answer lawsuits — default judgments are hard to overturn
- • Request dismissal with prejudice if they can't produce documentation
- • Keep return receipts for ALL equipment
- • FCC complaints get fast responses from carriers
- • ETFs may be unenforceable if terms changed mid-contract