Radius Global Solutions Student Loan Debt in Paterson, NJ
Radius Global Solutions is collecting student loan debt in Paterson. Average: $37,338. New Jersey SOL: 6 years. Garnishment: 10% of gross income (if earning <250% FPL).
Known Radius Global Solutions Violations
- • TCPA violations through auto-dialed calls to cell phones
- • Reporting disputed debts without investigation
- • Continuing calls after cease-and-desist
Dispute Strategies
- • Apply for income-driven repayment (federal)
- • Check eligibility for Public Service Loan Forgiveness
- • Dispute private loan terms under state contract law
- • Challenge servicer errors via CFPB complaint
- • Verify correct loan balance and payment history
Tips
- • Radius collects for healthcare and financial services — verify original balances
- • Send cease-and-desist via certified mail and keep the receipt
- • TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit
- • Federal loans have no statute of limitations
- • Private loans have state SOL (typically 3-10 years)
- • Servicer errors are extremely common — audit your balance