CompuCredit Holdings Rent & Lease Debt in Philadelphia, PA

CompuCredit Holdings is collecting rent & lease debt in Philadelphia. Average: $3,200. Pennsylvania SOL: 4 years. Garnishment: No wage garnishment for most debts.

Known CompuCredit Holdings Violations

  • • Hidden fees in subprime credit card agreements
  • • Misrepresenting credit card terms
  • • Deceptive marketing of credit products

Dispute Strategies

  • • Document property condition at move-in/move-out
  • • Challenge security deposit deductions with photos
  • • Dispute excessive lease break fees
  • • Verify landlord followed state notice requirements
  • • Challenge any charges beyond normal wear and tear

Tips

  • • CompuCredit was sued by FTC for deceptive practices — use this history in disputes
  • • Review original card terms for hidden fee disclosures
  • • Challenge any fees not clearly disclosed in the original agreement
  • • Take timestamped photos at move-in AND move-out
  • • Most states require security deposit return within 14-30 days
  • • Landlords can't charge for normal wear and tear