Credit Corp Solutions Auto Loan Debt in Phoenix, AZ

Credit Corp Solutions is collecting auto loan debt in Phoenix. Average: $23,792. Arizona SOL: 6 years. Garnishment: 25% of disposable earnings.

Known Credit Corp Solutions Violations

  • • Purchasing and collecting on debts beyond SOL
  • • Inflating balances with unauthorized interest
  • • Failing to provide complete debt validation

Dispute Strategies

  • • Challenge deficiency balance after repossession
  • • Verify the sale was commercially reasonable (UCC requirement)
  • • Dispute if proper repossession notice wasn't given
  • • Check for state-specific redemption rights
  • • Validate any collection attempts under FDCPA

Tips

  • • Credit Corp is an Australian company operating in the US — verify they're licensed in your state
  • • Demand the complete chain of assignment from original creditor
  • • Check your state's debt buyer licensing requirements
  • • Lenders must sell repossessed vehicles at commercially reasonable price
  • • Many states require advance notice before repossession
  • • Deficiency balance collectors must validate under FDCPA