Radius Global Solutions Credit Card Debt in Rochester, NY
Radius Global Solutions is collecting credit card debt in Rochester. Average: $5,221. New York SOL: 6 years. Garnishment: 10% of gross income or 25% of disposable.
Known Radius Global Solutions Violations
- • TCPA violations through auto-dialed calls to cell phones
- • Reporting disputed debts without investigation
- • Continuing calls after cease-and-desist
Dispute Strategies
- • Request debt validation under FDCPA § 1692g
- • Dispute billing errors under FCBA within 60 days
- • Check if debt exceeds statute of limitations
- • Negotiate settlement at 40-60% of balance
- • File CFPB complaint if collector violates FDCPA
Tips
- • Radius collects for healthcare and financial services — verify original balances
- • Send cease-and-desist via certified mail and keep the receipt
- • TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit
- • Never acknowledge debt verbally — it can restart the SOL
- • Debt buyers often lack original documentation
- • Average SOL is 3-6 years depending on state