Radius Global Solutions Credit Card Debt in Sacramento, CA

Radius Global Solutions is collecting credit card debt in Sacramento. Average: $5,221. California SOL: 4 years. Garnishment: 25% or amount exceeding 40x min wage.

Known Radius Global Solutions Violations

  • TCPA violations through auto-dialed calls to cell phones
  • Reporting disputed debts without investigation
  • Continuing calls after cease-and-desist

Dispute Strategies

  • Request debt validation under FDCPA § 1692g
  • Dispute billing errors under FCBA within 60 days
  • Check if debt exceeds statute of limitations
  • Negotiate settlement at 40-60% of balance
  • File CFPB complaint if collector violates FDCPA

Tips

  • Radius collects for healthcare and financial services — verify original balances
  • Send cease-and-desist via certified mail and keep the receipt
  • TCPA violations carry $500-$1,500 per call — document everything for potential lawsuit
  • Never acknowledge debt verbally — it can restart the SOL
  • Debt buyers often lack original documentation
  • Average SOL is 3-6 years depending on state