San Jose, CA residents: know your rights against Columbia Ultimate. California residents: check your state's statute of limitations and wage garnishment protections before paying any debt collector.
Common Columbia Ultimate Violations
Collecting on debts discharged in bankruptcy
Failing to update credit reports after dispute
Adding unauthorized interest charges
Dispute Tips for San Jose Residents
If you filed bankruptcy, send them your discharge papers immediately
Columbia collects utility and telecom debts — check final statements
Demand they remove inaccurate entries from all three credit bureaus