Credit Corp Solutions Auto Loan Debt in San Jose, CA
Credit Corp Solutions is collecting auto loan debt in San Jose. Average: $23,792. California SOL: 4 years. Garnishment: 25% or amount exceeding 40x min wage.
Known Credit Corp Solutions Violations
- • Purchasing and collecting on debts beyond SOL
- • Inflating balances with unauthorized interest
- • Failing to provide complete debt validation
Dispute Strategies
- • Challenge deficiency balance after repossession
- • Verify the sale was commercially reasonable (UCC requirement)
- • Dispute if proper repossession notice wasn't given
- • Check for state-specific redemption rights
- • Validate any collection attempts under FDCPA
Tips
- • Credit Corp is an Australian company operating in the US — verify they're licensed in your state
- • Demand the complete chain of assignment from original creditor
- • Check your state's debt buyer licensing requirements
- • Lenders must sell repossessed vehicles at commercially reasonable price
- • Many states require advance notice before repossession
- • Deficiency balance collectors must validate under FDCPA