San Jose, CA residents: know your rights against GC Services. California residents: check your state's statute of limitations and wage garnishment protections before paying any debt collector.
Common GC Services Violations
Harassment through excessive calling frequency
Threatening garnishment in states where it's limited
Failing to honor written cease communication requests
Dispute Tips for San Jose Residents
GC Services collects government and student debts — verify with the original agency
Federal student loans have specific protections — don't let collectors mislead you
Government debts may have different rules — research before engaging