AFNI Inc Rent & Lease Debt in St. Petersburg, FL

AFNI Inc is collecting rent & lease debt in St. Petersburg. Average: $3,200. Florida SOL: 5 years. Garnishment: Head of household exempt.

Known AFNI Inc Violations

  • Robocalling without consent
  • Collecting debts already paid to original creditor
  • Inaccurate reporting of debt amounts

Dispute Strategies

  • Document property condition at move-in/move-out
  • Challenge security deposit deductions with photos
  • Dispute excessive lease break fees
  • Verify landlord followed state notice requirements
  • Challenge any charges beyond normal wear and tear

Tips

  • AFNI primarily collects T-Mobile and Sprint debts — get final account statements
  • Dispute equipment charges if you returned devices with proof
  • File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call
  • Take timestamped photos at move-in AND move-out
  • Most states require security deposit return within 14-30 days
  • Landlords can't charge for normal wear and tear