Portfolio Recovery Associates Rent & Lease Debt in Syracuse, NY
Portfolio Recovery Associates is collecting rent & lease debt in Syracuse. Average: $3,200. New York SOL: 6 years. Garnishment: 10% of gross income or 25% of disposable.
Known Portfolio Recovery Associates Violations
- • Filing lawsuits on time-barred debt
- • Adding unauthorized fees to original balance
- • Calling outside permitted hours
Dispute Strategies
- • Document property condition at move-in/move-out
- • Challenge security deposit deductions with photos
- • Dispute excessive lease break fees
- • Verify landlord followed state notice requirements
- • Challenge any charges beyond normal wear and tear
Tips
- • PRA buys debt for pennies — never pay full amount without negotiating
- • Request the original signed agreement — PRA rarely has it
- • Document every call with date, time, and representative name
- • Take timestamped photos at move-in AND move-out
- • Most states require security deposit return within 14-30 days
- • Landlords can't charge for normal wear and tear