Resurgent Capital Services Phone & Telecom Debt in Trenton, NJ
Resurgent Capital Services is collecting phone & telecom debt in Trenton. Average: $500. New Jersey SOL: 6 years. Garnishment: 10% of gross income (if earning <250% FPL).
Known Resurgent Capital Services Violations
- • Operating through subsidiary LVNV to obscure identity
- • Failing to properly validate purchased debts
- • Misrepresenting the original creditor
Dispute Strategies
- • File FCC complaint for billing disputes
- • Challenge early termination fees
- • Dispute equipment charges with proof of return
- • Validate collection amounts under FDCPA
- • File state AG complaint for deceptive practices
Tips
- • Resurgent owns LVNV Funding — same parent company, same defenses
- • Demand documentation showing the complete chain of debt ownership
- • File complaints against both Resurgent and any subsidiaries they operate through
- • Keep return receipts for ALL equipment
- • FCC complaints get fast responses from carriers
- • ETFs may be unenforceable if terms changed mid-contract