Resurgent Capital Services Student Loan Debt in Yonkers, NY
Resurgent Capital Services is collecting student loan debt in Yonkers. Average: $37,338. New York SOL: 6 years. Garnishment: 10% of gross income or 25% of disposable.
Known Resurgent Capital Services Violations
- • Operating through subsidiary LVNV to obscure identity
- • Failing to properly validate purchased debts
- • Misrepresenting the original creditor
Dispute Strategies
- • Apply for income-driven repayment (federal)
- • Check eligibility for Public Service Loan Forgiveness
- • Dispute private loan terms under state contract law
- • Challenge servicer errors via CFPB complaint
- • Verify correct loan balance and payment history
Tips
- • Resurgent owns LVNV Funding — same parent company, same defenses
- • Demand documentation showing the complete chain of debt ownership
- • File complaints against both Resurgent and any subsidiaries they operate through
- • Federal loans have no statute of limitations
- • Private loans have state SOL (typically 3-10 years)
- • Servicer errors are extremely common — audit your balance