Average student loan debt: $37,338. Federal student loans have specific protections. Private student loans are governed by state contract law. Income-driven repayment and forgiveness programs may apply.
Common Allied Interstate Violations
Misrepresenting consequences of non-payment
Calling workplaces after being told not to
Failing to properly identify themselves on calls
Student Loan Debt Dispute Strategies
1
Apply for income-driven repayment (federal)
2
Check eligibility for Public Service Loan Forgiveness
3
Dispute private loan terms under state contract law
4
Challenge servicer errors via CFPB complaint
5
Verify correct loan balance and payment history
Tips Against Allied Interstate
Allied collects for healthcare and financial institutions — verify with original provider
Tell them your employer prohibits personal calls — they must stop under FDCPA
Record all calls if you're in a one-party consent state