Average phone & telecom debt: $500. Telecom debt from cell phone, internet, and cable bills. The FCC regulates billing practices. Early termination fees and equipment charges are the most common disputes.
Common CACH LLC Violations
Mass-filing lawsuits with robo-signed affidavits
Collecting on debts with broken chain of title
Misrepresenting the current creditor
Phone & Telecom Debt Dispute Strategies
1
File FCC complaint for billing disputes
2
Challenge early termination fees
3
Dispute equipment charges with proof of return
4
Validate collection amounts under FDCPA
5
File state AG complaint for deceptive practices
Tips Against CACH LLC
CACH buys charged-off credit card debt — demand the original agreement
Robo-signed affidavits may be invalid — challenge in court
If sued, demand they produce a witness with personal knowledge of the debt