Average rent & lease debt: $3,200. Rent debt from unpaid rent, lease break fees, or security deposit disputes. State landlord-tenant law governs. Security deposit claims have strict return timelines.
Common Cavalry SPV Violations
Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect
Rent & Lease Debt Dispute Strategies
1
Document property condition at move-in/move-out
2
Challenge security deposit deductions with photos
3
Dispute excessive lease break fees
4
Verify landlord followed state notice requirements
5
Challenge any charges beyond normal wear and tear
Tips Against Cavalry SPV
Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation