Average phone & telecom debt: $500. Telecom debt from cell phone, internet, and cable bills. The FCC regulates billing practices. Early termination fees and equipment charges are the most common disputes.
Common Cavalry SPV Violations
Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect
Phone & Telecom Debt Dispute Strategies
1
File FCC complaint for billing disputes
2
Challenge early termination fees
3
Dispute equipment charges with proof of return
4
Validate collection amounts under FDCPA
5
File state AG complaint for deceptive practices
Tips Against Cavalry SPV
Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation