Average medical debt: $2,459. 80% of medical bills contain errors. The No Surprises Act protects against out-of-network surprise bills. Medical debt can't appear on credit reports for 365 days.
Common CBE Group Violations
Auto-dialer calls without consent
Failing to identify as debt collector in communications
Misrepresenting the character or amount of debt
Medical Debt Dispute Strategies
1
Request itemized bill with CPT codes
2
Check for No Surprises Act violations
3
Apply for hospital financial assistance
4
Dispute errors line by line
5
Negotiate — hospitals accept 40-60% routinely
Tips Against CBE Group
CBE collects telecom debts — verify the account was actually yours
Request all call recordings — they're required to maintain them
FCC complaints get faster resolution for telecom-related debts