Average medical debt: $2,459. 80% of medical bills contain errors. The No Surprises Act protects against out-of-network surprise bills. Medical debt can't appear on credit reports for 365 days.
Common CompuCredit Holdings Violations
Hidden fees in subprime credit card agreements
Misrepresenting credit card terms
Deceptive marketing of credit products
Medical Debt Dispute Strategies
1
Request itemized bill with CPT codes
2
Check for No Surprises Act violations
3
Apply for hospital financial assistance
4
Dispute errors line by line
5
Negotiate — hospitals accept 40-60% routinely
Tips Against CompuCredit Holdings
CompuCredit was sued by FTC for deceptive practices — use this history in disputes
Review original card terms for hidden fee disclosures
Challenge any fees not clearly disclosed in the original agreement