Average phone & telecom debt: $500. Telecom debt from cell phone, internet, and cable bills. The FCC regulates billing practices. Early termination fees and equipment charges are the most common disputes.
Common CompuCredit Holdings Violations
Hidden fees in subprime credit card agreements
Misrepresenting credit card terms
Deceptive marketing of credit products
Phone & Telecom Debt Dispute Strategies
1
File FCC complaint for billing disputes
2
Challenge early termination fees
3
Dispute equipment charges with proof of return
4
Validate collection amounts under FDCPA
5
File state AG complaint for deceptive practices
Tips Against CompuCredit Holdings
CompuCredit was sued by FTC for deceptive practices — use this history in disputes
Review original card terms for hidden fee disclosures
Challenge any fees not clearly disclosed in the original agreement