Average medical debt: $2,459. 80% of medical bills contain errors. The No Surprises Act protects against out-of-network surprise bills. Medical debt can't appear on credit reports for 365 days.
Common Credit Corp Solutions Violations
Purchasing and collecting on debts beyond SOL
Inflating balances with unauthorized interest
Failing to provide complete debt validation
Medical Debt Dispute Strategies
1
Request itemized bill with CPT codes
2
Check for No Surprises Act violations
3
Apply for hospital financial assistance
4
Dispute errors line by line
5
Negotiate — hospitals accept 40-60% routinely
Tips Against Credit Corp Solutions
Credit Corp is an Australian company operating in the US — verify they're licensed in your state
Demand the complete chain of assignment from original creditor
Check your state's debt buyer licensing requirements