Average rent & lease debt: $3,200. Rent debt from unpaid rent, lease break fees, or security deposit disputes. State landlord-tenant law governs. Security deposit claims have strict return timelines.
Common GC Services Violations
Harassment through excessive calling frequency
Threatening garnishment in states where it's limited
Failing to honor written cease communication requests
Rent & Lease Debt Dispute Strategies
1
Document property condition at move-in/move-out
2
Challenge security deposit deductions with photos
3
Dispute excessive lease break fees
4
Verify landlord followed state notice requirements
5
Challenge any charges beyond normal wear and tear
Tips Against GC Services
GC Services collects government and student debts — verify with the original agency
Federal student loans have specific protections — don't let collectors mislead you
Government debts may have different rules — research before engaging