Average utility debt: $800. Utility debt from electric, gas, water, and internet bills. State public utility commissions regulate billing practices. Many states prohibit disconnection during extreme weather.
Dispute Strategies
1
File complaint with state Public Utility Commission
2
Request billing audit and meter verification
3
Apply for utility assistance programs (LIHEAP)
4
Dispute estimated vs actual billing
5
Challenge reconnection fees if disconnect was improper
Relevant Laws
State PUC regulations
LIHEAP federal assistance
FDCPA if in collections
State UDAP
Expert Tips
Utilities must offer payment plans in most states
Estimated billing can be challenged with actual meter reads