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Alabama
ALAFNI Inc

Dispute AFNI Inc in Alabama

Your Alabama rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Alabama credit card SOL

No specific state debt collection act — FDCPA applies

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

Alabama Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

Alabama Protections

FDCPA applies for third-party collectors
Homestead exemption up to $16,450

Alabama Debt Laws

All protections in Alabama

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in Alabama — $9.99/mo