DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Alabama
ALCavalry SPV

Dispute Cavalry SPV in Alabama

Your Alabama rights against Cavalry SPV: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Alabama credit card SOL

No specific state debt collection act — FDCPA applies

State collection law

Common Cavalry SPV Violations

Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect

Alabama Dispute Tips vs Cavalry SPV

Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation

Alabama Protections

FDCPA applies for third-party collectors
Homestead exemption up to $16,450

Alabama Debt Laws

All protections in Alabama

Cavalry SPV Overview

All violations & tips

Dispute Cavalry SPV in Alabama — $9.99/mo