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Arizona
AZAFNI Inc

Dispute AFNI Inc in Arizona

Your Arizona rights against AFNI Inc: SOL is 6 years for credit card debt. Garnishment capped at 25% of disposable earnings.

6 years

Arizona credit card SOL

ARS § 32-1001 (Collection Agency Licensing)

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

Arizona Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

Arizona Protections

Collectors must be licensed in Arizona
Community property state — spouse debt implications

Arizona Debt Laws

All protections in Arizona

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in Arizona — $9.99/mo