DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Arkansas
ARConvergent Outsourcing

Dispute Convergent Outsourcing in Arkansas

Your Arkansas rights against Convergent Outsourcing: SOL is 5 years for credit card debt. Garnishment capped at 25% of disposable earnings.

5 years

Arkansas credit card SOL

AR Deceptive Trade Practices Act

State collection law

Common Convergent Outsourcing Violations

Calling cell phones without prior consent (TCPA)
Failing to send written validation notice
Disclosing debt to unauthorized third parties

Arkansas Dispute Tips vs Convergent Outsourcing

Convergent collects for utilities and telecom — verify the original creditor
Send a cease-and-desist letter to stop phone calls legally
Check if original bill was disputed with the utility company first

Arkansas Protections

DTPA allows treble damages for willful violations
$2,500 personal property exemption

Arkansas Debt Laws

All protections in Arkansas

Convergent Outsourcing Overview

All violations & tips

Dispute Convergent Outsourcing in Arkansas — $9.99/mo