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California
CAAFNI Inc

Dispute AFNI Inc in California

Your California rights against AFNI Inc: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common AFNI Inc Violations

Robocalling without consent
Collecting debts already paid to original creditor
Inaccurate reporting of debt amounts

California Dispute Tips vs AFNI Inc

AFNI primarily collects T-Mobile and Sprint debts — get final account statements
Dispute equipment charges if you returned devices with proof
File TCPA lawsuit if they auto-dial your cell — statutory damages of $500-$1,500 per call

California Protections

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)
Strong wage exemptions — up to 75%
Community property state
2-year SOL for oral contracts

California Debt Laws

All protections in California

AFNI Inc Overview

All violations & tips

Dispute AFNI Inc in California — $9.99/mo