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California
CACACH LLC

Dispute CACH LLC in California

Your California rights against CACH LLC: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common CACH LLC Violations

Mass-filing lawsuits with robo-signed affidavits
Collecting on debts with broken chain of title
Misrepresenting the current creditor

California Dispute Tips vs CACH LLC

CACH buys charged-off credit card debt — demand the original agreement
Robo-signed affidavits may be invalid — challenge in court
If sued, demand they produce a witness with personal knowledge of the debt

California Protections

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)
Strong wage exemptions — up to 75%
Community property state
2-year SOL for oral contracts

California Debt Laws

All protections in California

CACH LLC Overview

All violations & tips

Dispute CACH LLC in California — $9.99/mo