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DebtShield

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The flagship debt recovery platform.

California
CACavalry SPV

Dispute Cavalry SPV in California

Your California rights against Cavalry SPV: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common Cavalry SPV Violations

Filing lawsuits without proper documentation
Misrepresenting amount owed due to added fees
Failing to dismiss cases when debt is validated as incorrect

California Dispute Tips vs Cavalry SPV

Cavalry is a special purpose vehicle — demand proof of debt purchase
Always answer lawsuits — default judgments are hard to overturn
Request dismissal with prejudice if they can't produce documentation

California Protections

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)
Strong wage exemptions — up to 75%
Community property state
2-year SOL for oral contracts

California Debt Laws

All protections in California

Cavalry SPV Overview

All violations & tips

Dispute Cavalry SPV in California — $9.99/mo