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California
CACompuCredit Holdings

Dispute CompuCredit Holdings in California

Your California rights against CompuCredit Holdings: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common CompuCredit Holdings Violations

Hidden fees in subprime credit card agreements
Misrepresenting credit card terms
Deceptive marketing of credit products

California Dispute Tips vs CompuCredit Holdings

CompuCredit was sued by FTC for deceptive practices — use this history in disputes
Review original card terms for hidden fee disclosures
Challenge any fees not clearly disclosed in the original agreement

California Protections

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)
Strong wage exemptions — up to 75%
Community property state
2-year SOL for oral contracts

California Debt Laws

All protections in California

CompuCredit Holdings Overview

All violations & tips

Dispute CompuCredit Holdings in California — $9.99/mo