CAGC Services

Dispute GC Services in California

Your California rights against GC Services: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common GC Services Violations

Harassment through excessive calling frequency

Threatening garnishment in states where it's limited

Failing to honor written cease communication requests

GC Services collects government and student debts — verify with the original agency

Federal student loans have specific protections — don't let collectors mislead you

Government debts may have different rules — research before engaging

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)

Strong wage exemptions — up to 75%

Community property state

2-year SOL for oral contracts

California Debt Laws

All protections in California

GC Services Overview

All violations & tips