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California
CAResurgent Capital Services

Dispute Resurgent Capital Services in California

Your California rights against Resurgent Capital Services: SOL is 4 years for credit card debt. Garnishment capped at 25% or amount exceeding 40x min wage.

4 years

California credit card SOL

Rosenthal Fair Debt Collection Practices Act

State collection law

Common Resurgent Capital Services Violations

Operating through subsidiary LVNV to obscure identity
Failing to properly validate purchased debts
Misrepresenting the original creditor

California Dispute Tips vs Resurgent Capital Services

Resurgent owns LVNV Funding — same parent company, same defenses
Demand documentation showing the complete chain of debt ownership
File complaints against both Resurgent and any subsidiaries they operate through

California Protections

Rosenthal Act applies to ORIGINAL creditors too (not just collectors)
Strong wage exemptions — up to 75%
Community property state
2-year SOL for oral contracts

California Debt Laws

All protections in California

Resurgent Capital Services Overview

All violations & tips

Dispute Resurgent Capital Services in California — $9.99/mo