Dispute Resurgent Capital Services Auto Loan Debt in California
Resurgent Capital Services is collecting auto loan debt in California where the statute of limitations is 4 years. Average auto loan debt: $23,792. Garnishment limit: 25% or amount exceeding 40x min wage.
4 years
Statute of Limitations
$23,792
Average Auto Loan Debt
25% or amount exceed
Garnishment Limit
Known Resurgent Capital Services Violations
Operating through subsidiary LVNV to obscure identity
Failing to properly validate purchased debts
Misrepresenting the original creditor
Dispute Strategies
Challenge deficiency balance after repossession
Verify the sale was commercially reasonable (UCC requirement)
Dispute if proper repossession notice wasn't given