DebtShield
PricingPro PlatformBlogCompare
Log inGet Started

Product

PricingPro PlatformBlog

Suite

DebtShieldDisputeAISubScrub

Features

Credit Card DisputesSubscription RecoveryZombie SubscriptionsBank Fee DisputesMedical Bill Disputes

Resources

How-To GuidesState LawsFAQCompare

Legal

Terms of ServicePrivacy PolicyBlog

From the Pointify Travel Technologies suite:

DisputeAI — Billing DisputesSubScrub — Cancel Subscriptions
DebtShield

© 2026 Pointify Travel Technologies LLC. All rights reserved.

The flagship debt recovery platform.

Colorado/LVNV Funding/Credit Card Debt

Dispute LVNV Funding Credit Card Debt in Colorado

LVNV Funding is collecting credit card debt in Colorado where the statute of limitations is 6 years. Average credit card debt: $5,221. Garnishment limit: 25% or amount exceeding 40x federal min wage.

6 years

Statute of Limitations

$5,221

Average Credit Card Debt

25% or amount exceed

Garnishment Limit

Known LVNV Funding Violations

  • Collecting debt they cannot validate
  • Misrepresenting the amount owed
  • Re-aging accounts on credit reports

Dispute Strategies

  • Request debt validation under FDCPA § 1692g
  • Dispute billing errors under FCBA within 60 days
  • Check if debt exceeds statute of limitations
  • Negotiate settlement at 40-60% of balance
  • File CFPB complaint if collector violates FDCPA

Colorado Protections

Colorado Fair Debt Collection Practices Act. File complaints with: AG Consumer Protection.

  • • State FDCPA applies to original creditors
  • • Treble damages for violations
Colorado LawsLVNV FundingCredit Card Debt
Dispute Now — $9.99/mo