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Colorado/Resurgent Capital Services/Auto Loan Debt

Dispute Resurgent Capital Services Auto Loan Debt in Colorado

Resurgent Capital Services is collecting auto loan debt in Colorado where the statute of limitations is 6 years. Average auto loan debt: $23,792. Garnishment limit: 25% or amount exceeding 40x federal min wage.

6 years

Statute of Limitations

$23,792

Average Auto Loan Debt

25% or amount exceed

Garnishment Limit

Known Resurgent Capital Services Violations

  • Operating through subsidiary LVNV to obscure identity
  • Failing to properly validate purchased debts
  • Misrepresenting the original creditor

Dispute Strategies

  • Challenge deficiency balance after repossession
  • Verify the sale was commercially reasonable (UCC requirement)
  • Dispute if proper repossession notice wasn't given
  • Check for state-specific redemption rights
  • Validate any collection attempts under FDCPA

Colorado Protections

Colorado Fair Debt Collection Practices Act. File complaints with: AG Consumer Protection.

  • • State FDCPA applies to original creditors
  • • Treble damages for violations
Colorado LawsResurgent Capital ServicesAuto Loan Debt
Dispute Now — $9.99/mo