Colorado / Unifin Inc / Medical Debt Dispute Unifin Inc Medical Debt in Colorado Unifin Inc is collecting medical debt in Colorado where the statute of limitations is 6 years . Average medical debt: $2,459. Garnishment limit: 25% or amount exceeding 40x federal min wage.
6 years
Statute of Limitations
$2,459
Average Medical Debt
25% or amount exceed
Garnishment Limit
Known Unifin Inc Violations Misrepresenting legal status of debt Failing to cease collection upon written request Inaccurate credit reportingDispute Strategies Request itemized bill with CPT codes Check for No Surprises Act violations Apply for hospital financial assistance Dispute errors line by line Negotiate — hospitals accept 40-60% routinelyColorado Protections Colorado Fair Debt Collection Practices Act. File complaints with: AG Consumer Protection.
• State FDCPA applies to original creditors • Treble damages for violations