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DebtShield

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The flagship debt recovery platform.

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DE Debt Laws

Delaware Debt Collection Laws

Know your rights in Delaware. The statute of limitations, garnishment rules, and exempt income can make or break your debt dispute.

3 years

Credit card SOL

3 years

Written contract SOL

15% of disposable earnings

Garnishment limit

Delaware Collection Law

DE Consumer Fraud Act

File complaints with: AG Consumer Protection

Income Protected from Garnishment in Delaware

Social Security
Unemployment
Workers' comp
Pension

Key Delaware Protections

Short 3-year SOL for all debt types
Low 15% wage garnishment limit

Federal Laws (Apply in Delaware)

  • FDCPA (15 USC § 1692) — debt collector conduct rules
  • FCRA (15 USC § 1681) — credit reporting accuracy
  • FTC Act § 5 — unfair/deceptive practices
  • CFPB Reg F — debt collection communication rules
Generate Delaware Debt Dispute Letter

DebtShield auto-cites Delaware laws + FDCPA